This template is a holding letter for joint account holders who are experiencing financial difficulties and are unable to keep up with their monthly payments. It allows them to inform their creditor of their situation and request a temporary hold on action, as well as a freeze on interest and charges, while they assess their financial position.

The Citizens Advice 'Offer to non-priority creditor' joint letter helps joint account holders in financial hardship propose a reduced payment plan to their creditor and request a freeze on interest and charges. It is part of Citizens Advice’s widely trusted library of open, lawyer-vetted letter templates.

The Citizens Advice template letter to offer a reduced payment plan to a non-priority creditor helps individuals in financial hardship propose affordable payments and request a freeze on interest and charges. It is part of Citizens Advice’s widely trusted library of open, lawyer-vetted letter templates.

The Citizens Advice template letter to request a joint debt write-off helps consumers ask a bank or creditor to forgive debts when they are unable to pay due to financial hardship. It is part of Citizens Advice’s widely trusted library of open, lawyer-vetted letter templates.

The Citizens Advice template letter to request a debt write-off helps individuals ask a bank or creditor to forgive a debt when they are unable to make payments due to financial hardship. It is part of Citizens Advice’s widely trusted library of open, lawyer-vetted letter templates.

This template is a formal letter for an individual to request to be placed on the list of unsecured creditors of a company that has entered administration. It allows the claimant to detail an unfulfilled purchase and the amount owed, asking the administrators to acknowledge their claim.

This letter is a template for an individual (debtor) to propose a reduced payment plan to a non-priority creditor, such as a bank. It explains the debtor's inability to maintain original payments due to financial difficulties and offers a new, affordable monthly amount. The letter also requests the creditor to freeze interest and other charges on the account.

This is a letter template designed for an individual to formally request a bank or creditor to write off a debt. It allows the debtor to explain their inability to make payments due to personal circumstances, such as long-term illness and lack of assets. The template facilitates a clear and structured request for debt forgiveness.

This template provides a draft letter for individuals to send to a creditor when they are unable to meet their monthly payments. It explains the situation of financial hardship and requests a hold on account action, including a freeze on interest and other charges.