434 Banking and finance contracts

Seedsummit
Advanced Subscription Agreement (UK) by Seedsummit
This Advance Subscription Agreement (ASA) allows a company to secure investment funds before its valuation is finalized. Investors provide capital in exchange for equity (shares) that will be issued at a future date, typically upon the company's next priced funding round, a sale, or a listing. It is distinct from a loan, as it does not accrue interest and is not repayable.
NVCA
Model PIPE Form of Ordinary Warrant (FPI) (NVCA)
This document is a template for a Warrant to Purchase Ordinary Shares or American Depositary Shares (ADSs). It details the terms and conditions under which a holder can exercise the warrant to acquire shares from a company, including provisions for exercise price adjustments, corporate events, and limitations on beneficial ownership. The template is designed for use in PIPE financings and incorporates compliance with U.S. securities laws.
Citizens Advice
Letter to cancel a credit agreement before it starts by Citizens Advice
This template provides a formal letter for a consumer to cancel a credit agreement before it officially starts. It allows the consumer to confirm their withdrawal from the agreement and request a full refund of any monies paid. The letter references the Consumer Credit Act 1974.
Cofounders
Convertible Loan Agreement by Cofounders
This Convertible Loan Agreement outlines the terms for an investment where investors provide a loan to a company, with options for the loan to be converted into shares or repaid under specific conditions. It details interest accrual, events of default, company obligations, and extensive warranties from the company to the investors. The agreement is designed for early-stage funding scenarios.
Seedsummit
Term Sheet (Germany) by Seedsummit
This Term Sheet outlines the principal terms and conditions for a Series Seed financing round for a GmbH company. It details investment amounts, valuation, type of securities (preferred shares), employee participation programs, and key governance provisions. The document also covers preference rights, protective provisions, founder vesting, and share transfer rules.
Citizens Advice
Letter to get a loan fee refunded when the loan hasn't been received by Citizens Advice
This template provides a formal letter for a consumer to request a refund of a loan arrangement fee. It is used when the loan has not been provided within six months of application, citing the Consumer Credit Act 1974 as the legal basis for the refund entitlement.
NVCA
Model PIPE Registration Rights Agreement (US Issuer) (NVCA)
This document is a Registration Rights Agreement designed for Private Investment in Public Equity (PIPE) financings. It outlines the Company's obligations to register certain securities (Shares and Warrants) purchased by Investors under the U.S. Securities Act of 1933, enabling their resale to the public. The agreement details timelines for registration, responsibilities of both parties, and provisions for indemnification and liquidated damages.
Citizens Advice
Request to write off a debt - letter by Citizens Advice
This document is a template for a letter from an individual to a bank, requesting that a debt be written off. The sender explains their inability to make monthly payments due to long-term sickness and lack of assets, providing a financial statement to support their request. It asks the bank to consider writing off the debt, as the sender sees no way of ever repaying it.
Y Combinator
Pro Rata Side Letter (Singapore) by Y Combinator
This Pro Rata Agreement grants an investor the right to purchase a pro rata share of Standard Preference Shares in a future equity financing round. This right is connected to an initial investment made through a Simple Agreement for Future Equity (SAFE) and allows the investor to maintain their ownership percentage.
Y Combinator
SAFE: Discount, no Valuation Cap (US) by Y Combinator
This document is a Simple Agreement for Future Equity (SAFE), designed for early-stage investment. It grants an investor the right to receive shares of the company's capital stock upon an equity financing or liquidity event, often at a discount. The SAFE outlines the terms of conversion, liquidation priority, and representations from both the company and the investor.