Free Debt Finance Templates

Debt Finance: 119 free templates to browse without an account, then edit with an AI agent and e-sign in GitLaw.

Debt Finance covers instruments for borrowing and repaying capital, ranging from seed-stage Y Combinator SAFEs to consumer debt repayment plan letters. It includes formal loan agreements with collateral provisions and notices to terminate hire purchase contracts. For equity-based fundraising without a debt component, see the Share Capital category.

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Everything else in this category, uploaded by the GitLaw community. Read any of it free - check it fits your situation before you rely on it.

Singapore
Convertible Loan Agreement by Cofounders
This Convertible Loan Agreement outlines the terms for investors to provide a loan to a company, which can later be converted into equity or repaid under specific conditions. It details the mechanics of the loan, interest, conversion options, and repayment schedules. The agreement also includes extensive warranties, events of default, and obligations for the company, providing a comprehensive framework for early-stage investment.
Updated 31 Oct 2025
Singapore
Purchase Agreement for Convertible Note by Cofounders
This document is a Purchase Agreement for a Convertible Note, detailing the terms under which an investor provides an investment amount to a company. The investment is made through convertible promissory notes that accrue interest and can automatically or optionally convert into equity securities under specific conditions, such as a Qualified Financing or at maturity. It also covers provisions for a sale of the company and investor rights.
Updated 31 Oct 2025
Personal Loan Contract
This Personal Loan Contract outlines the terms and conditions for a loan agreement between a Borrower and a Lender. It specifies the loan amount, the date it will be furnished, and details regarding the repayment plan, including the start and final repayment dates. The contract also addresses consequences for failure to repay the loan.
Updated 17 Oct 2025
California (US)
Payment Plan Agreement - Free Legal Template
This Payment Plan Agreement outlines the terms for a Debtor to repay an outstanding debt to a Creditor. It specifies the initial payment, monthly installment amounts, and the schedule for full repayment. The agreement also details the consequences of a breach, including acceleration of the entire debt.
Updated 17 Oct 2025

Browse other categories

Pre-Seed & Seed Funding
341 documents
Acquisition
118 documents
Asset Finance
35 documents
Construction & Development Finance
7 documents
Crowdfunding

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Templates in our curated library are professionally drafted for US or UK law. The wider library comes from the GitLaw community and public sources - a solid starting point, but check any template fits your situation before you rely on it.

Mostly US and UK law. Some templates use general commercial terms that work across jurisdictions, and many note which law they're written for.

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