Adam Frankel
General Counsel · Technology & AI
15+ years as General Counsel to technology, cloud & AI companies
Free late-payment letter
Get back what you're owed.
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Upload your contract and the overdue invoice: GitLaw finds the interest you're legally owed and writes the letter that claims it. Free.
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The campaign
Five steps, from first reminder to money claim.
Each step is drafted from your figures. Escalate only if they ignore you, and stop the moment they pay.
Sample
Example Company14 Orchard Lane, London EC1V 4PW
[email protected] · 020 7946 0821
27 October 2026
To: The Accounts Department [Client Name]
Re: Invoice INV-2039, a quick reminder
Hi there, Just a friendly nudge that invoice INV-2039 for £4,200.00 is now past due. We know these things slip through, no drama at all. Could you let us know when we can expect payment? If it is already on its way, please ignore this. Happy to resend the invoice or sort out any queries.
Thanks so much,Jordan AveryJordan AveryDirector, Example Company
Sample
Example Company14 Orchard Lane, London EC1V 4PW
[email protected] · 020 7946 0821
27 October 2026
To: The Accounts Department [Client Name]
Re: Overdue invoice INV-2039, second request
Dear Sir or Madam, Our invoice INV-2039 for £4,200.00 is now 45 days overdue, and our earlier reminder has gone unanswered. We would like to resolve this amicably, but we should flag that this is a commercial debt. Under the Late Payment of Commercial Debts (Interest) Act 1998 we are entitled to statutory interest, currently £0.92 a day, plus a fixed recovery sum, on top of the principal. Please arrange payment within 7 days so this goes no further.
Yours faithfully,Jordan AveryJordan AveryDirector, Example Company
GitLaw drafts with tried & tested templates like:Letter before action
Sample
Example Company14 Orchard Lane, London EC1V 4PW
[email protected] · 020 7946 0821
27 October 2026
To: The Accounts Department [Client Name]
Re: Overdue invoice INV-2039: Letter Before Action
Dear Sir or Madam, We write regarding invoice INV-2039 in the sum of £4,200.00, issued to [Client Name] and now 45 days overdue. Despite prior reminders, payment remains outstanding. This debt is a commercial debt within the meaning of the Late Payment of Commercial Debts (Interest) Act 1998. Under that Act you are liable not only for the principal sum but also for statutory interest at 8% above the Bank of England base rate, together with a fixed sum in compensation for the cost of recovering the debt. As at the date of this letter, those amounts are as follows:
| Principal (invoice INV-2039) | £4,200.00 |
| Statutory interest to date (45 days @ £0.92/day) | £41.42 |
| Fixed recovery compensation | £70.00 |
| Total now due | £4,311.42 |
Interest continues to accrue daily until payment is received in full. We therefore require payment of the total sum set out above within 7 days of the date of this letter. Should payment not be received, we reserve the right to commence recovery proceedings without further notice, including a claim through the County Court, and to recover the costs of doing so.
Yours faithfully,Jordan AveryJordan AveryDirector, Example Company
Sample
IN THE COUNTY COURT
Money Claim Online · Claim No. ______ · Particulars of Claim
Claimant: Example Company · Defendant: [Client Name]
1. The Claimant provided services to the Defendant, invoiced under INV-2039 in the sum of £4,200.00, which fell due and remains unpaid, now 45 days overdue. 2. The debt is a commercial debt under the Late Payment of Commercial Debts (Interest) Act 1998. The Claimant claims statutory interest continuing at £0.92 per day, together with fixed compensation for the cost of recovery.
| Principal (invoice INV-2039) | £4,200.00 |
| Statutory interest (45 days) | £41.42 |
| Fixed recovery compensation | £70.00 |
| Total claimed | £4,311.42 |
3. The Claimant therefore claims the total sum above, interest continuing until judgment or sooner payment, and court fees.
Sample
Campaign tracker
Campaign saved to your workspaceGitLaw tracks every action and sets the reminders, so you never miss the next step or a deadline.
- Reminder sent · Day 0
- Chaser + interest sent · Day 7
- Letter before action sent · Day 14
- Money-claim pack · ready if needed
Next reminder — GitLaw emails you before each deadline, so nothing slips.
Paid: £4,311.42 recovered
Previewing for [Client Name] · £4,200.00 · 45 days overdue
Why it works
8% interest and £70 are your legal right, most people never claim them.
The Late Payment of Commercial Debts (Interest) Act 1998 gives you statutory interest at 8% over the Bank of England base rate, plus a fixed sum to cover the cost of chasing. It runs every day the invoice stays unpaid, whether they realise it or not.
Statutory interest accruing on this invoice
£41.42+£0.92/day
Late Payment of Commercial Debts (Interest) Act 1998 · 8% over base + £70 fixed recovery · Shown at accelerated speed
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Steven J. Shanker
Partner and Chair of Corporate and Employment Law
25+ years as a corporate & employment attorney in New York
Trusted by 5,000+ businesses
Stop chasing. Start claiming.
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