Free Debt Finance Templates

Debt Finance: 119 free templates to browse without an account, then edit with an AI agent and e-sign in GitLaw.

Debt Finance covers instruments for borrowing and repaying capital, ranging from seed-stage Y Combinator SAFEs to consumer debt repayment plan letters. It includes formal loan agreements with collateral provisions and notices to terminate hire purchase contracts. For equity-based fundraising without a debt component, see the Share Capital category.

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Community library

Everything else in this category, uploaded by the GitLaw community. Read any of it free - check it fits your situation before you rely on it.

California (US)
Payment Plan Agreement by EasyLegalDocs
This agreement establishes a repayment schedule for a debtor to settle an outstanding deficiency with a creditor through an initial lump sum and monthly installments. It features an acceleration clause that makes the full debt due immediately if the debtor misses a payment or fails to use the agreed payment method.
Updated 13 Aug 2026
Singapore
Convertible Note Term Sheet by Cofounders
This non-binding term sheet outlines the core conditions for a convertible promissory note financing round up to $1,000,000 SGD. It defines the conversion mechanisms, including a 25% discount and a $3,500,000 SGD valuation cap for pre-seed and seed-stage investments.
Updated 13 Aug 2026
India
Loan Bond with Sureties and Lower Rate of Interest in Case Punctuality in Payment
This loan bond establishes a debt of Rs. 5,00,000.00 between a creditor and a debtor, supported by two sureties. It features a tiered interest structure where the standard 12% per annum rate is reduced to 10% if instalments are paid 15 days early.
Updated 13 Aug 2026
India
Loan bond with surety and hypothecation of property
This loan bond establishes a debt repayment structure secured by both a personal guarantor and a simple mortgage on property. It provides for a principal amount with 18% annual interest to be repaid in four half-yearly installments, where a single default triggers immediate liability for the full balance.
Updated 13 Aug 2026
India
Agreement to Underwrite Debenture Stock (India).docx
This template establishes an underwriting agreement for debenture stock in India, where an underwriter commits to purchasing any portion of the issue not subscribed to by the public. It specifies the commission rates, terms of the public offering, and the underwriter's liability for unsubscribed shares.
Updated 13 Aug 2026
India
AGREEMENT FOR HIRE-PURCHASE OF A CAR THROUGH A FINANCE COMPANY
This agreement establishes a hire-purchase arrangement where a finance company (the Owner) purchases a vehicle from a Dealer to lease it to a Hirer. It includes a specific option to purchase once all monthly installments are paid and features a guarantee from the Dealer acting as Surety.
Updated 13 Aug 2026
India
Loan Agreement with Bank (India).docx
Establish a formal borrowing arrangement with an Indian banking institution using this secured loan agreement. It outlines the disbursement conditions, repayment schedules, and specific security interests required to satisfy Indian banking regulations.
Updated 13 Aug 2026
India
Agreement to Hypothecate Goods to Secure Fixed Loan (India).docx
This template is an agreement for hypothecating goods in India to secure a fixed loan. It allows a borrower to provide movable assets as security while retaining possession, granting the lender specific rights to seize and sell those goods if the loan is not repaid.
Updated 13 Aug 2026
India
Acknowledgment of Debt to Save Limitation (India).docx
This template is a formal acknowledgment of a debt intended to extend the limitation period for legal recovery under Indian law. It records the debtor's admission of a specific liability to prevent the creditor's claim from becoming time-barred.
Updated 13 Aug 2026

Browse other categories

Pre-Seed & Seed Funding
341 documents
Acquisition
118 documents
Asset Finance
35 documents
Construction & Development Finance
7 documents
Crowdfunding

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