Free Banking and finance Templates

This Advance Subscription Agreement (ASA) is designed for companies seeking investment before a fixed valuation can be established. An investor provides funds in exchange for equity (shares) to be issued at a future date, typically upon the company's next priced funding round or a specified longstop date. It clarifies that an ASA is not a loan and does not accrue interest.

This document is a self-certification form for individuals to declare their tax residency status. It is used by financial institutions to comply with the OECD Common Reporting Standard (CRS) for the automatic exchange of financial account information. The form requires the Account Holder to provide personal details and Taxpayer Identification Numbers (TINs) for all countries where they are resident for tax purposes.

This General Power of Attorney grants broad authority to an appointed agent to act on behalf of the principal in various matters, including real estate, personal property, banking, legal, and tax transactions. It is a durable power of attorney, meaning it remains effective even if the principal becomes incapacitated, and outlines conditions for its termination.

This Payment Plan Agreement outlines the terms for a Debtor to repay an outstanding debt to a Creditor. It specifies an initial payment, a schedule for monthly installments, and the accepted payment methods. The agreement also details the consequences of a breach, including the acceleration of the entire outstanding debt.

This document is an application form designed for individuals to apply for a credit account. It collects personal, employment, and credit history details from the applicant, along with preferences for the credit account. The form also includes a certification and authorization section for the applicant to agree to credit checks, and a dedicated section for the financial institution's internal processing and decision-making.

This document is a letter from an individual to a non-priority creditor, such as a bank, explaining their inability to maintain current monthly payments due to illness and unemployment. It proposes a revised payment plan based on a financial statement and requests the creditor to freeze interest and charges.

This document is a standard Loan Agreement template that outlines the terms and conditions for a loan between a Lender and a Borrower. It details the principal loan amount, interest rate, payment schedule, and provisions for prepayment and acceleration in case of default. The agreement also includes general legal clauses such as indemnification, assignment, and severability.

This Conditional Sale Agreement outlines the terms for a buyer to purchase an item from a seller, where the transfer of title is contingent upon the buyer making all required payments. It details the sales price, applicable taxes, finance charges, and payment schedule, including a down payment and installments. The agreement also specifies that the full balance becomes due if payments default for a certain period, making the buyer responsible for the seller's legal fees.

This document outlines a company's credit card policy for its employees. It details eligibility, usage limits, restrictions, statement reconciliation, and procedures for lost cards and termination. The policy ensures proper use of company credit cards for official purposes and specifies consequences for non-compliance.