Free Consumer law Templates

This document is an application form designed for individuals to apply for a credit account. It collects personal, employment, and credit history details from the applicant, along with preferences for the credit account. The form also includes a certification and authorization section for the applicant to agree to credit checks, and a dedicated section for the financial institution's internal processing and decision-making.

This document is a letter from an individual to a non-priority creditor, such as a bank, explaining their inability to maintain current monthly payments due to illness and unemployment. It proposes a revised payment plan based on a financial statement and requests the creditor to freeze interest and charges.

This letter template is designed for an energy customer to formally complain to their energy provider about back-billing issues. It specifically references Ofgem's back-billing rules, stating that the customer should only pay for one year's energy use if they haven't received an accurate bill for over a year. The letter requests an explanation for the billing delay and a resolution, including applying the back-billing rules.

This document outlines the terms and conditions for participating in a competition. It covers eligibility requirements, prize details, winner announcement procedures, prize delivery, data protection, and limitations of liability. Participants agree to these terms by entering the competition.

This document outlines the terms and conditions for participating in a competition. It details eligibility requirements, the nature of the prize, how winners will be announced and contacted, and the process for prize delivery. The terms also cover data protection, publicity, and limitations of liability, which participants agree to by entering.

This template is a formal letter for a consumer to cancel an order for goods purchased online, over the phone, or by mail order. It cites The Consumer Contracts (Information, Cancellation and Additional Charges) Regulations 2013 to request a full refund and arrange for the return or collection of the goods.

This template is a formal letter designed for a consumer to complain to a service provider about a delay in work that was agreed upon. It references the Consumer Rights Act 2015 and requests the service to be completed within a specified timeframe before further action is considered.

This document outlines the terms and conditions for participating in a competition. It details eligibility requirements, prize information, winner announcement procedures, and prize delivery. The document also covers data protection, publicity, and limitations of liability for the competition promoter.

This document outlines a company's fair and simple refund policy, detailing scenarios where full or partial refunds or credits would be granted. It emphasizes customer satisfaction and a case-by-case approach for unique situations, applying to products owned by 37signals LLC.

This document is an application form for individuals seeking to open a credit account. It gathers essential personal, employment, and financial history details, including previous addresses and income sources. The template also includes sections for credit account preferences, a certification and authorization statement, and a dedicated 'For Office Use Only' section for internal processing by the financial institution.