Free Debt Finance Templates

The Citizens Advice holding letter that asks creditors to hold off helps individuals inform creditors of financial difficulties and ask for a temporary freeze on interest and charges. It is part of Citizens Advice’s widely trusted library of open, lawyer-vetted letter templates.

The Citizens Advice template letter to end a hire purchase or conditional sale agreement helps consumers notify a finance provider of termination under the Consumer Credit Act and request a final statement of liability. It is part of Citizens Advice’s widely trusted library of open, lawyer-vetted letter templates.

The Citizens Advice template letter to get a loan fee refunded when the loan hasn't been received helps consumers reclaim fees if a loan isn’t arranged within six months. It is part of Citizens Advice’s widely trusted library of open, lawyer-vetted letter templates.

The Citizens Advice template letter to cancel a credit agreement before it starts allows consumers to withdraw from a finance or credit contract under the Consumer Credit Act 1974 (as amended). It is part of Citizens Advice’s widely trusted library of open, lawyer-vetted letter templates.

The Seedsummit BSA AIR Investment Agreement is a French convertible warrant contract under which an investor (the “AIR Investor”) provides funding to a company in exchange for a right to subscribe to future shares at a discounted valuation upon a defined “Triggering Event” (such as a qualified financing, sale, merger, IPO, or insolvency). It sets out the warrant’s subscription, exercise mechanics, valuation formula (with discount, cap, and floor), and French law governance.

This Loan Agreement template outlines the terms and conditions for a financial loan between a lender and a borrower. It details the loan amount, interest rate, repayment schedule, and provisions for late payments and default. The agreement also includes sections for optional collateral, prepayment, representations, governing law, and dispute resolution.

This document outlines a formal agreement between a Debtor and a Creditor for the repayment of an outstanding debt. It details the initial payment, subsequent installment amounts, payment schedule, and acceptable payment methods. The agreement also specifies the consequences of a breach, such as acceleration of the entire debt.

The Convertible Loan Agreement by Cofounders sets the terms for an unsecured, interest-bearing loan that can convert into equity (on financing, sale, maturity, or default), with detailed conversion mechanics, repayment waterfalls tied to revenues, investor information/audit rights, consent matters, warranties, and anti-dilution. It follows a comprehensive, Singapore-law framework typical for early-stage financings, making it a reliable, structured template for aligning founder–investor expectations and protections.

The Convertible Note Term Sheet outlines the key economic and structural terms for a proposed convertible note financing, including investment amount, interest, maturity, valuation cap, discount, conversion mechanics, and treatment upon sale of the company. It serves as a non-binding summary to guide negotiation prior to drafting the formal Convertible Note Purchase Agreement, and reflects standard early-stage financing practices commonly used in Singapore startup fundraising.

The Purchase Agreement for Convertible Note sets out the terms under which an investor provides funding to a Singapore company via convertible promissory notes, including conversion mechanics, interest, maturity, and rights on financing or sale. It follows common early-stage financing structures similar to SAFE/convertible note frameworks and is drafted for use in Singapore, making it a reliable template for founder-investor funding arrangements.