Free Debt Finance Templates

Debt Finance: 119 free templates to browse without an account, then edit with an AI agent and e-sign in GitLaw.

Debt Finance covers instruments for borrowing and repaying capital, ranging from seed-stage Y Combinator SAFEs to consumer debt repayment plan letters. It includes formal loan agreements with collateral provisions and notices to terminate hire purchase contracts. For equity-based fundraising without a debt component, see the Share Capital category.

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Community library

Everything else in this category, uploaded by the GitLaw community. Read any of it free - check it fits your situation before you rely on it.

FeaturedDelaware (US)
Model PIPE Registration Rights Agreement (US Issuer) (NVCA)
This template provides registration rights to investors in a PIPE financing, requiring the company to file a registration statement with the SEC for the resale of shares. It includes provisions for liquidated damages, indemnification, and specific timelines for effectiveness.
Updated 13 Aug 2026
FeaturedEngland & Wales
No money to pay creditors - joint letter by Citizens Advice
This formal letter is for joint debtors to notify a creditor that they have no disposable income to make payments. It provides a structured way to request an interest freeze and an account hold while a financial statement is reviewed.
Updated 13 Aug 2026
FeaturedNew York (US)
Model PIPE Form of Pre-Funded Warrant (US Issuer) (NVCA)
This template is a pre-funded warrant for US issuers, typically used in Private Investment in Public Equity (PIPE) financings where the holder prepays the majority of the exercise price. It provides for a nominal residual exercise price, cashless exercise mechanisms, and a 4.99% beneficial ownership limit.
Updated 13 Aug 2026
FeaturedEngland & Wales
Letter to get a loan fee refunded when the loan hasn't been received by Citizens Advice
This formal letter demands a refund of a loan brokerage or arrangement fee when the loan was not secured. It relies on specific statutory protections in the UK to limit the broker's retained administrative costs to £5.
Updated 13 Aug 2026
FeaturedEngland & Wales
Offer to non-priority creditor - joint letter by Citizens Advice
This joint letter helps two people propose a revised repayment plan to a non-priority creditor due to financial hardship. It includes a financial statement and requests that the creditor freezes interest and charges while payments are made.
Updated 13 Aug 2026
France
BSA Air Agreement (France) by Seedsummit
This agreement allows an investor to provide capital to a French company in exchange for a warrant that converts into shares upon future events like a funding round or exit. It defines specific conversion mechanics using a valuation cap, floor, and discount rate.
Updated 13 Aug 2026
Credit Account Application Form by EasyLegalDocs
This credit account application allows individuals to request a credit line from a financial institution. It captures personal information, employment details, and credit history while providing a formal authorization for credit checks.
Updated 13 Aug 2026
Singapore
Convertible Loan Agreement by Cofounders
This template provides an unsecured convertible loan to a Singapore private limited company for business operations. It includes mechanisms for the loan to convert into shares during a subsequent funding round or be repaid from the company's gross and net revenues.
Updated 13 Aug 2026
Singapore
Purchase Agreement for Convertible Note by Cofounders
This convertible note agreement enables an investor to provide S$100,000 in seed capital to a Singapore company. It features automatic conversion into equity at a 30% discount or a S$4 million valuation cap upon a qualified financing round of at least S$1,000,000.
Updated 13 Aug 2026
General (US)
Loan Agreement by EasyLegalDocs
This loan agreement establishes the terms for a lender to provide a principal sum to a borrower at a defined interest rate. It specifies the repayment schedule, late payment penalties, and the process for handling defaults or acceleration of the debt.
Updated 13 Aug 2026

Browse other categories

Pre-Seed & Seed Funding
341 documents
Acquisition
118 documents
Asset Finance
35 documents
Construction & Development Finance
7 documents
Crowdfunding

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Templates in our curated library are professionally drafted for US or UK law. The wider library comes from the GitLaw community and public sources - a solid starting point, but check any template fits your situation before you rely on it.

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