27 Restructuring and insolvency contracts

Citizens Advice
Request to write off a debt - letter by Citizens Advice
This document is a template for a letter from an individual to a bank, requesting that a debt be written off. The sender explains their inability to make monthly payments due to long-term sickness and lack of assets, providing a financial statement to support their request. It asks the bank to consider writing off the debt, as the sender sees no way of ever repaying it.
Citizens Advice
Letter to ask to be placed on list of unsecured creditors by Citizens Advice
This template is a letter for an individual to formally request to be added to the list of unsecured creditors for a company undergoing administration. It allows the sender to submit a claim for an unpaid or undelivered item, providing details of the purchase and payment.
Citizens Advice
No money to pay creditors - joint letter by Citizens Advice
This template is a joint letter from individuals to a bank, informing them of an inability to maintain monthly debt payments due to financial hardship. It requests a hold on further action, a freeze on interest, and other charges, while promising to update the bank when circumstances improve. The letter also states that a financial statement is enclosed.
Citizens Advice
Offer to non-priority creditor - joint letter by Citizens Advice
This document is a joint letter from individuals to a non-priority creditor, such as a bank, explaining their inability to maintain original monthly payments due to illness and financial hardship. It proposes a reduced monthly payment plan and requests a freeze on interest and charges, enclosing a financial statement to support their offer.
Open Legal Library
Holding letter for joint account - ask creditors to hold off by Citizens Advice
The Citizens Advice template holding letter for joint account holders helps consumers request a temporary pause on debt collection and a freeze on interest and charges when they are unable to make payments. It is part of Citizens Advice’s widely trusted library of open, lawyer-vetted letter templates.
Open Legal Library
Offer to non-priority creditor - joint letter by Citizens Advice
The Citizens Advice 'Offer to non-priority creditor' joint letter helps joint account holders in financial hardship propose a reduced payment plan to their creditor and request a freeze on interest and charges. It is part of Citizens Advice’s widely trusted library of open, lawyer-vetted letter templates.
Open Legal Library
Offer to non-priority creditor - letter by Citizens Advice
The Citizens Advice template letter to offer a reduced payment plan to a non-priority creditor helps individuals in financial hardship propose affordable payments and request a freeze on interest and charges. It is part of Citizens Advice’s widely trusted library of open, lawyer-vetted letter templates.
Open Legal Library
Request to write off a joint debt - letter by Citizens Advice
The Citizens Advice template letter to request a joint debt write-off helps consumers ask a bank or creditor to forgive debts when they are unable to pay due to financial hardship. It is part of Citizens Advice’s widely trusted library of open, lawyer-vetted letter templates.
Open Legal Library
Request to write off a debt - letter by Citizens Advice
The Citizens Advice template letter to request a debt write-off helps individuals ask a bank or creditor to forgive a debt when they are unable to make payments due to financial hardship. It is part of Citizens Advice’s widely trusted library of open, lawyer-vetted letter templates.
Open Legal Library
Letter to ask to be placed on list of unsecured creditors by Citizens Advice
The Citizens Advice template letter to ask to be placed on the list of unsecured creditors helps consumers submit a claim for goods paid for but not received. It is part of Citizens Advice’s widely trusted library of open, lawyer-vetted letter templates.