The Citizens Advice template holding letter for joint account holders helps consumers request a temporary pause on debt collection and a freeze on interest and charges when they are unable to make payments. It is part of Citizens Advice’s widely trusted library of open, lawyer-vetted letter templates.

The Citizens Advice 'Offer to non-priority creditor' joint letter helps joint account holders in financial hardship propose a reduced payment plan to their creditor and request a freeze on interest and charges. It is part of Citizens Advice’s widely trusted library of open, lawyer-vetted letter templates.

The Citizens Advice template letter to offer a reduced payment plan to a non-priority creditor helps individuals in financial hardship propose affordable payments and request a freeze on interest and charges. It is part of Citizens Advice’s widely trusted library of open, lawyer-vetted letter templates.

The Citizens Advice template letter to request a joint debt write-off helps consumers ask a bank or creditor to forgive debts when they are unable to pay due to financial hardship. It is part of Citizens Advice’s widely trusted library of open, lawyer-vetted letter templates.

The Citizens Advice template letter to request a debt write-off helps individuals ask a bank or creditor to forgive a debt when they are unable to make payments due to financial hardship. It is part of Citizens Advice’s widely trusted library of open, lawyer-vetted letter templates.

The Citizens Advice template letter to ask to be placed on the list of unsecured creditors helps consumers submit a claim for goods paid for but not received. It is part of Citizens Advice’s widely trusted library of open, lawyer-vetted letter templates.

This document is a formal Letter Before Action, also known as a demand letter, sent by a creditor to a debtor. It demands payment of an overdue debt, specifying the amount and original due date. The letter warns of impending legal action, including potential insolvency proceedings, if the debt is not settled within a specified number of days, and requires a response within 14 days.

This template is a formal Letter Before Action, also known as a demand letter, sent by a creditor to a debtor. It formally demands payment of an outstanding debt, referencing an invoice and initial agreement, and warns of impending legal action, including potential insolvency proceedings, if the debt is not settled within a specified timeframe.

This template is a formal Letter Before Action, sent by a creditor to a debtor to demand payment of an outstanding debt. It specifies the debt amount and due date, warning that legal action, including potential insolvency proceedings, will be initiated if payment is not made by a set deadline. This letter provides a final opportunity for the debtor to resolve the matter amicably.

This document is a template for a letter from an individual to a bank, requesting that a debt be written off. The sender explains their inability to make monthly payments due to long-term sickness and lack of assets, providing a financial statement to support their request. It asks the bank to consider writing off the debt, as the sender sees no way of ever repaying it.