Ending a joint hire purchase or a conditional sale agreement - letter by Citizens Advice
The Citizens Advice template letter to end a joint hire purchase or conditional sale agreement helps consumers formally terminate the agreement and clarify any outstanding liabilities. It is part of Citizens Advice’s widely trusted library of open, lawyer-vetted letter templates.
Ending a joint hire purchase or a conditional sale agreement - letter
[client names]
[client street address]
[client city and postcode]
[client phone number]
[client email address]
[recipient bank name]
[recipient street address]
[recipient city and postcode]
[letter date]
Your reference: [reference number]
To whom it may concern,
Account names: [account names]
Account number: [account number]
We hereby give you notice that we wish to terminate the above Hire Purchase/Conditional Sale agreement with immediate effect. We understand we have the right to do this at any time before the final payment is due, under s.99 (1) of the Consumer Credit Act. We also understand that our liability following termination will be calculated in accordance with s.100 of that Act.
Please let us know the arrangements for returning the goods. When they have been returned to you, please tell us if we have anything more to pay.
Thank you for your help and we look forward to hearing from you.
Yours faithfully,
[client names]
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England & Wales note
This version is drafted for England & Wales. Scotland and Northern Ireland differ on some points — for example notice periods and tribunal procedure. Tell GitLaw where you hire and it adjusts the draft.
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